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New UPI MDR charges began on 15 October 2026. Learn how payment splitting apps claim to avoid fees, the fraud risks involved, and what Indian users should know.
On 17 September 2026 'free' trended in India with queries about UPI payment charges, MDR charges and fintech shares, while US media reported National Cheeseburger Day free burger deals for 18 September.
Explains the proposed 0.4% MDR fee on UPI merchant payments over ₹2,000, the government’s 96/4 free‑vs‑charged split, the Supreme Court PIL challenging it, and what merchants and users can expect.