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Mortgage Rates Today: Why Borrowing Costs Are Rising in September 2026

Mortgage rates today have reached an average of 7.43% in September 2026. Following the US Fed's first rate hike since 2023, purchase applications have dropped 19% year-on-year.

federal-reserve interest-rates housing-market-2026Tasadduq Burneyowner18.5K rep · 17 Sept 2026, 04:29 UTC